When the seasons start to change from summer into fall it can be a beautiful time.  The scenery becomes colorful and the weather has a nice crisp feel to it.  For a lot of people, this can be their favorite time of year.  It brings thoughts of sipping coffee or hot cider, of watching the colors on the trees change, or of being wrapped up in a blanket around the fireplace.  It’s considered to be a cozy time of…